Field Inspection information for Property Preservation Foreclosure Jobs

Bankruptcy Inspection is One of the things you will find that with this inspection you provide the current condition of the property.

The occupancy status and if there are any existing or potential conditions that could impact the value of the premises, you must document this for the lending companies.

You are advised not to contact the occupants of the property when completing this type of inspection. Its important to note that If the property appears to be vacant.

You should attempt to verify the vacancy status with a neighbor or tradesman, this is important for the lending companies to have accurate information on occupancy.

Borrower Interview is to make direct contact with the borrower and obtain the reason for the delinquency, date of last payment, payment proposal and current phone numbers where the borrower can be reached.

Other things that you will want to document is the properties condition and descriptions. Now if the borrower is unavailable at the time of inspection, you will need to leave a call back card at the property.

You can offer to provide the interview to be completed at the mailing address if different from the property address only thing is that with this procedure the property condition can not be provided if the interview is completed at the mailing address.

As you may be aware the Fannie Mae Form # 30 is an inspection that is provided with conditions that can affect the value or marketability of the property.

You will be able to provide the needed property information obtained from a physical inspection for completion of the Fannie Mae Form # 30.

It has been reported that Insurance Loss Inspection is where the your opinion of the approximate percentage of repairs completed based on the type and dollar amount of damage.

You can attempt to make contact with the homeowner within 72 hours of the inspection request date.

For the information presented Occupancy Determination is to determine whom, if anybody is occupying the property.

The full names, contact phone numbers, any rental information (if applicable), agent or property manager information and the number of units will be provided, if it can be determined at the time of inspection.

The property condition and any existing or potential conditions that could effect the value of the premises will also be provided.

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10 Types of Property Preservation Services:

Allow Access By request, You will be able to arrange to have an independent contractor allow access for an individual(s) to a property secured with a HUD master key, or the key code specified by the regulatory specification for the loan type.

It is important to note that for properties not previously secured, a lock change will be required or the keys to the property will need to be provided. You will also need to ensure the windows and doors are locked prior to departing of the premises.

Board Broken Only with this only the broken windows at a property will be secured by boarding, regardless of the area regulatory requirements for the loan type. Authorizing the field representative to board any broken windows at the property without prior approval. You will be required to provide photographs of the broken windows, and completed boarding.

Board or Screen to Area Specifications Under this order type, any broken windows found at the property will be boarded or screened according to the area regulatory requirements and guidelines.of the HUD specifications.

Debris Removal for property preservation allows a independent contractor to remove interior, exterior or hazardous debris at the property as authorized by client request or the regulatory specification guidlines.

Lawn Maintenance is when you will perform the necessary lawn maintenance to maintain the property's appearance, prevent further degradation to the grounds and relieve the property of any existing or potential violation of local ordinance.

Lock Change Only is when you will change the lock(s) at the property to the key code providing the services typically include changing entry lock or keyway, locking all windows and doors, winterizing to the applicable specification and maintaining the grounds when in season. Other services include providing an automatic securing program driven by the first time the property is reported vacant.

Padlock Pool Gate is when you will secure the pool/hot tub gate according to the specifications for the area the property is located. This service will ensure all necessary work

Reglaze Broken Glass is when you will replace the glass in the broken windows and doors to secure the property. If boarding and reglazing of the broken windows are ordered on the same property, which windows are to be boarded, and which are to be reglazed will need to be specified. Resecure as Required

Secure Pool to Area is when you will secure the pool or hot tub at the property and this could include decking, screening, pumping water out of the pool, chemical treatment and padlocking the pool gate along with the winterizing of the plumbing at the property, to prevent freeze damage, winterization.